Your Life is Here

Now, Let’s Make It Home.

Foreign nationals often hear they need ILR, a big deposit, or years of UK credit to secure a UK mortgage, however that’s simply not true.

As specialist UK mortgage brokers, we’ve helped over 400 foreign nationals secure UK mortgages.

We understand your journey and we’re here to help you home.

Told you need ILR, a big deposit, or perfect credit?


As specialist mortgage brokers, we’ve helped 400+ foreign nationals buy without any of that.

Foreign Nationals Across the UK Are Securing Their Future.

You Can Too.

Over £126M in Mortgages Secured

99% Mortgage Approval Rate

*this is based on mortgage applications submitted to receiving the full mortgage offer

Rated 5 Stars by Happy Clients

400+ Homeowners and Counting

A Home for Foreign Nationals.

A Legacy for Generations.

My grandfather migrated to the UK with determination and a vision for a better future, however, buying a home wasn’t easy. When he finally got the keys, everything changed, home became more than just a place to live, it was security for my family and the foundation for our future.

Now, it’s your turn. Homeownership isn’t just about a mortgage, it’s about belonging, security, and building something that lasts. You don’t have to do it alone. We’re here to guide you every step of the way.

Your Homeownership Roadmap

We make the mortgage process straightforward, clear, and tailored to you.

Our Fees Are Simple.

We’re not the cheapest but we are the best at what we do. Buying a home in the UK isn’t always straightforward, but with us, you get expert guidance, a proven process, and a team that truly has your back every step of the way.

Regulatory Statement: There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £295 – £695 and this will be discussed and agreed with you at the earliest opportunity.

You only pay once we’ve successfully secured your mortgage offer so there’s no risk to you, just expert support.

Are You Ready to Open the Door?

Buying a home starts with knowing what’s possible. Answer a few quick questions and discover your most suitable mortgage options – fast, free, and hassle-free.

The First Time Files

Real stories, expert insights, and the strategies that turn renters into homeowners.

Let's Talk About Your
Future Home.

Have questions about mortgages, deposits, or approvals? Our team is here to help. Expect a response within 24 hours!

The first step to homeownership start here.

Let’s take it together.

First Time Finance logo – UK mortgage specialists for foreign nationals

Start Your UK Mortgage Journey With Confidence

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