Your Life is Here
Now, Let’s Make It Home.
Many foreign nationals are told they need Indefinite Leave to Remain or a massive deposit to buy a home in the UK but that’s not true.
At First Time Finance, we help foreign nationals secure UK mortgages with clear advice and a team that truly understands the journey.
Now, it’s your turn.
Foreign Nationals Across the UK Are
Securing Their Future. You Can Too.
Over £126M in Mortgages Secured
99% Mortgage Approval Rate
*this is based on mortgage applications submitted to receiving the full mortgage offer
Rated 5 Stars by Happy Clients
400+ Homeowners and Counting
A Home for Foreign Nationals.
A Legacy for Generations.
My grandfather migrated to the UK with determination and a vision for a better future. Buying a home wasn’t easy, but when he finally got the keys, everything changed. That home became more than just a place to live, it was security for my family and the foundation for our future.
Now, it’s your turn. Homeownership isn’t just about a mortgage, it’s about belonging, security, and building something that lasts. You don’t have to do it alone. We’re here to guide you every step of the way.
More than mortgages, your first step home.
Your Homeownership Roadmap
We make the mortgage process straightforward, clear, and tailored to you.
Learn More about how we can help you secure your home in the UK.
Foreign National Mortgage Blueprint.
Get insider mortgage strategies — avoid costly mistakes, secure better rates, and buy your first home faster.
The First Time Wall:
Their Stories. Your Future.
This wall isn’t just names — it’s stories, journeys, and proof that homeownership is possible. Every name here started where you are now. They took the first step and now, they have the keys to their own home. Your name could be next.
Rated Excellent on Trustpilot
We’re proud to have a 4.8 out of 5 rating based on 81 reviews from clients we’ve helped confidently secure their homes.
Our Fees Are Simple.
We’re not the cheapest but we are the best at what we do. Buying a home in the UK isn’t always straightforward, but with us, you get expert guidance, a proven process, and a team that truly has your back every step of the way.
You only pay once we’ve successfully secured your mortgage offer so there’s no risk to you, just expert support.
Are You Ready to Open the Door?
Buying a home starts with knowing what’s possible. Answer a few quick questions and discover your best mortgage options — fast, free, and hassle-free.
The First Time Files
Real stories, expert insights, and the strategies that turn renters into homeowners.
The First Time Bulletin
Join a growing network of first-time buyers receiving expert mortgage advice, money-saving tips, and real success stories delivered monthly.
No spam, just expert insights and community updates.
Let's Talk About Your Future Home.
Have questions about mortgages, deposits, or approvals? Our team is here to help. Expect a response within 24 hours!
