The First Time Files
Your guide to UK mortgages for foreign nationals. Practical advice, lender insights, and clear step-by-step help to buy your first home in the UK with confidence.
Finance
How Much Deposit Do Visa Holders Need for a UK Mortgage?
Buying a home in the UK as a visa holder can feel like a daunting challenge. The biggest question on most people’s minds? “How much deposit do I actually need?”
March 25 2025
Buying a home in the UK as a foreign national is an exciting milestone, but many applicants find that...
Why This Matters
For many foreign nationals moving to the UK, one of the biggest questions is whether...
When you first take out a mortgage in the UK, it usually comes with an initial fixed period, often 2,...
For many foreign nationals, securing a UK mortgage is a huge milestone. You’ve saved your deposit, navigated...
For many homeowners, especially foreign nationals in the UK, the end of a fixed-rate mortgage period...
Getting your UK mortgage offer is one of the most exciting moments in the home-buying journey. The lender...
For many foreign nationals in the UK, understanding mortgage affordability can feel confusing. You may...
For many foreign nationals, buying a home in the UK is an exciting milestone. But one of the most important...
Buying a home in the UK is exciting, but for many foreign nationals the most confusing step is proving...
If you’re wondering whether you can buy a home in the UK with a partner on a visa, the short answer is...
Many foreign nationals are surprised to learn that there are multiple UK visas for mortgage eligibility,...
Many foreign nationals believe they need Indefinite Leave to Remain (ILR) before they can even think...
If you’re living in the UK on a visa and thinking about buying a home, one of the most common questions...
If you’re a foreign national with a mortgage in the UK, or you’re thinking about applying...
If you’re a foreign national getting ready to buy your first UK home, you’ve probably budgeted...
If you’re a foreign national living in the UK, one question always comes up sooner or later: Should...
If you’re a foreign national living in the UK and planning to buy your first home, one of the most...
If you’re a foreign national living in the UK, and wondering about Skilled Worker mortgage employment...
If you’re a foreign national working in the UK on a Skilled Worker, Graduate, or Spouse visa, and...
Using a gifted deposit UK mortgage option can be a powerful way for foreign nationals on visas to step...
Can Skilled Worker Visa Holders Get a UK Mortgage?
If you’ve recently moved to the UK as a Skilled...
If you’re a foreign national wondering, “Do UK mortgage lenders accept visa holders?”....
Getting a mortgage declined as a foreign national can feel like a major setback. But even if you’ve spent...
Buying your first home in the UK as a foreign national comes with challenges, and many fall into common...
If you’re new to the UK, your credit profile may still be very limited. That’s normal, and it doesn’t...
Buying a home in the UK as a foreign national can feel like navigating a maze, especially if you earn...
If you’re a foreign national buying a home in the UK, it’s natural to ask: What credit score...
Turning Your Homeownership Dream Into Reality
Imagine this: You’ve moved to the UK for a better life....
Getting a UK mortgage as a foreign national can feel overwhelming, especially if you’re new to the country...
If you’re a foreign national navigating the UK mortgage landscape, understanding the UK mortgage...
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