How UK Mortgage Overpayments Could Save You Thousands (Even as a Foreign National)
Your home/property may be repossessed if you do not keep up repayments on a mortgage If you’re a foreign national with a mortgage in the UK, or you’re thinking about applying for one, there’s one financial strategy that could save. At First Time Finance, we’ve guided hundreds of clients through the full homebuying process and…
Hidden Costs of Buying a UK Home as a Foreign National
Your home/property may be repossessed if you do not keep up repayments on a mortgage If you’re a foreign national getting ready to buy your first UK home, you’ve probably budgeted for the deposit and mortgage. But what catches most people off guard are the hidden costs of buying a UK home, costs that can…
Should Foreign Nationals Rent or Buy in the UK?
Your home/property may be repossessed if you do not keep up repayments on a mortgage If you’re a foreign national living in the UK, one question always comes up sooner or later: Should I rent or buy a UK home? We’ve helped hundreds of clients on Skilled Worker and Spouse visas answer this very question….
What Documents Do Foreign Nationals Need for a UK Mortgage?
Your home/property may be repossessed if you do not keep up repayments on a mortgage If you’re a foreign national living in the UK and planning to buy your first home, one of the most important parts of the mortgage process is getting your documents in order. Lenders won’t just take your word for it,…
How Long Should I Be Employed Before Applying for a UK Mortgage?
Your home/property may be repossessed if you do not keep up repayments on a mortgage If you’re a foreign national living in the UK, and wondering about Skilled Worker mortgage employment requirements, you’re not alone. One of the biggest questions we hear is: how long do I need to be employed before I can get…
Can I Use a Fixed-Term or Temporary Contract for a UK Mortgage?
Your home/property may be repossessed if you do not keep up repayments on a mortgage If you’re a foreign national working in the UK on a Skilled Worker, Graduate, or Spouse visa, and your job is fixed-term or temporary, you might be wondering whether you’re locked out of mortgage options. The good news? You’re not….
How to Get a UK Mortgage with a Gifted Deposit
Your home/property may be repossessed if you do not keep up repayments on a mortgage Using a gifted deposit UK mortgage option can be a powerful way for foreign nationals on visas to step onto the property ladder sooner. Whether your family is supporting you from overseas or your partner is helping with the deposit,…
Can I Get a UK Mortgage as a Newly Arrived Skilled Worker?
Your home/property may be repossessed if you do not keep up repayments on a mortgage Can Skilled Worker Visa Holders Get a UK Mortgage? If you’ve recently moved to the UK as a Skilled Worker visa holder, buying your first home might feel like a long shot. The reality? Many foreign nationals in your position…
Do UK Mortgage Lenders Accept Visa Holders?
Your home/property may be repossessed if you do not keep up repayments on a mortgage If you’re a foreign national wondering, “Do UK mortgage lenders accept visa holders?”. The answer is yes but getting approved depends on how well your case is structured from the start. At First Time Finance, we’ve helped over 400 foreign…
What to Do If Your Mortgage Application Is Declined
Your home/property may be repossessed if you do not keep up repayments on a mortgage Getting a mortgage declined as a foreign national can feel like a major setback. But even if you’ve spent weeks on paperwork, there’s still hope. Many foreign nationals living in the UK face complex mortgage criteria, and a decline isn’t…
